. IGKPB, . GPAJSSM, . KKHSM. PENGARUH NON PERFORMING LOAN DAN LOAN TO DEPOSIT RATIO SERTA BIAYA OPERASIONAL PENDAPATAN OPERASIONAL TERHADAP RETURN ON ASSET PADA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA. JMI [Internet]. 2018 Jul. 26 [cited 2025 Apr. 4];5(2). Available from: https://ejournal.undiksha.ac.id./index.php/JMI/article/view/15142