Urgensi Suatu Regulasi yang Komprehensif Tentang Fintech Berbasis Pinjaman Online Sebagai Upaya Perlindungan Konsumen di Indonesia

Authors

  • Hari Sutra Disemadi Fakultas Hukum, Universitas Internasional Batam, Indonesia
  • Regent Regent Fakultas Hukum, Universitas Internasional Batam, Indonesia

DOI:

https://doi.org/10.23887/jkh.v7i2.37991

Abstract

The existence of human civilization has entered a comprehensive stage of progress, the real form of this progress can be seen from the increasingly advanced development of information and communication technology. These technological advances have also been exploited in the financial transaction sector with the presence of technology-based financial institutions (fintech). The formation of laws that specifically regulate the implementation of the fintech industry, especially online fintech loans, is very necessary because the current regulations have not been able to fully accommodate legal issues that arise in the implementation of online lending fintech activities. One of the most crucial problems that arise in the implementation of fintech activities is the absence of strict sanctions that can be used by law enforcers in eradicating illegal online loan fintech service providers whose existence often violates the rights of public consumers. With the enactment of a law that specifically regulates the implementation of online loan fintech services, it is hoped that it can provide guarantees and legal certainty, especially in protecting people's rights.

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Published

2021-09-23

How to Cite

Disemadi, H. S., & Regent, R. (2021). Urgensi Suatu Regulasi yang Komprehensif Tentang Fintech Berbasis Pinjaman Online Sebagai Upaya Perlindungan Konsumen di Indonesia. Jurnal Komunikasi Hukum (JKH), 7(2), 605–618. https://doi.org/10.23887/jkh.v7i2.37991

Issue

Vol. 7 No. 2 (2021): Agustus, Jurnal Komunikasi Hukum

Section

Articles

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Authors who publish with this journal agree to the following terms:

    1. Authors retain copyright and grant the journal right of first publication, with the work [SPECIFY PERIOD OF TIME] after publication simultaneously licensed under aCreative Commons Attribution License that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
    2. Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
    3. Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).