The Effect of the Implementation of BNI SONIC (Self Service Opening Account) on Improving the Quality of Customer Service at BNI in Bali

Authors

  • Jaabir Jaabir Universitas Pendidikan Ganesha
  • I Wayan Bagia Universitas Pendidikan Ganesha
  • Putu Indah Rahmawati Universitas Pendidikan Ganesha

DOI:

https://doi.org/10.23887/ijssb.v6i2.44069

Keywords:

Service Quality, BNI SONIC, Independent Sample T-Test

Abstract

This study was aimed to determine the level of customer satisfaction with opening an account without using a BNI SONIC machine and using BNI SONIC, as well as the effect of implementing BNI SONIC on improving service quality at BNI in Bali. This quantitative research used a questionnaire method filled in via Google Form. The data analysis technique used the Independent Sample T-Test. The results showed: (1) The level of quality of BNI customer service in opening an account by BNI Manual showed that the category of quality for customer service was “Very Low” before the implementation of BNI SONIC. (2) The level of customer service quality after the implementation of BNI SONIC, showed that results in the "Very High" quality category. (3) Based on the results of Independent Sample T-Test, there is a significant difference between the average results of the service quality of BNI Manual and BNI SONIC.

References

Basri, A. I. (2019). Pengaruh Kualitas Layanan Terhadap Kepuasan dan Loyalitas Nasabah Bank Pengguna E-Banking. Bisman (Bisnis Dan Manajemen): The Journal of Business and Management, 2(1), 1–18. http://ejurnal.unim.ac.id/index.php/bisman/article/download/322/167.

Caroline, R. J., Simarmata, P., & Murtatik, S. (2019). Pengaruh Kualitas Pelayanan Dan Tingkat Kepercayaan Terhadap Kepuasaan Nasabah Pada PT BCA Finance Kantor Pusat Pondok Indah Jakarta Selatan. Jurnal Ekonomi Dan Bisnis, 4(1), 67. https://doi.org/10.35590/jeb.v4i1.736. DOI: https://doi.org/10.35590/jeb.v4i1.736

Chrismastianto, I. A. W. (2017). Analisis swot implementasi teknologi finansial terhadap kualitas layanan perbankan di indonesia. Jurnal Ekonomi Dan Bisnis, 20(1), 133–144. https://core.ac.uk/download/pdf/234029133.pdf. DOI: https://doi.org/10.24914/jeb.v20i1.641

Efendi, B. (2019). Tingkat kepuasan nasabah terhadap kualitas pelayanan bank Syariah melalui pendekatan SERVQUAL. Jurnal Penelitian Dan Pengabdian Kepada Masyarakat UNSIQ, 6(2), 104–111. https://doi.org/10.32699/ppkm.v6i2.684. DOI: https://doi.org/10.32699/ppkm.v6i2.684

Fadhilah, N., Mallongi, S., & Zakaria, D. (2020). Kualitas Pelayanan Terhadap Kepuasaan Nasabah Bank BNI Cabang Pare-Pare KCP Barru. YUME: Journal of Management, 3(2). https://doi.org/10.2568/yum.v3i2.745. DOI: https://doi.org/10.33096/paradoks.v2i3.456

Febriansyah, E., Fraternesi, F., & Pratiwi, I. (2021). Analisis Karakteristik Kualitas Produk Perbankan Syariah Dalam Mempengaruhi Keputusan Masyarakat Menjadi Nasabah di Bank BNI Syariah. EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi Dan Bisnis, 9(1), 15–28. https://doi.org/10.37676/ekombis.v9i1.1098. DOI: https://doi.org/10.37676/ekombis.v9i1.1098

Febrianta, A., & Indrawati, I. (2016). Pengaruh Kualitas Layanan Mobile Banking Terhadap Kepuasan Nasabah Bank Bca Di Kota Bandung. EProceedings of Management, 3(3). https://openlibrarypublications.telkomuniversity.ac.id/index.php/management/article/view/3194.

Kim, Y., Wang, Q., & Roh, T. (2021). Do information and service quality affect perceived privacy protection, satisfaction, and loyalty? Evidence from a Chinese O2O-based mobile shopping application. Telematics and Informatics, 56. https://doi.org/10.1016/j.tele.2020.101483. DOI: https://doi.org/10.1016/j.tele.2020.101483

Mala, I. K. (2021). E-Government: Efektivitas Pelayanan Aplikasi Pegadaian Digital Service Syariah Di Pegadaian Cabang Malang. Jurnal At-Tamwil: Kajian Ekonomi Syariah, 3(2), 154–166. https://doi.org/10.33367/at.v2i3.1459. DOI: https://doi.org/10.36407/jmsab.v3i2.140

Margaretha, F. (2015). Dampak electronic banking terhadap kinerja perbankan Indonesia. Jurnal Keuangan Dan Perbankan, 19(3), 514–524. https://doi.org/10.26905/jkdp.v19i3.49. DOI: https://doi.org/10.26905/jkdp.v19i3.49

Mbama, C. I., & Ezepue, P. O. (2018). Digital banking, customer experience and bank financial performance: UK customers’ perceptions. International Journal of Bank Marketing, 36(2), 230–255. https://doi.org/10.1108/IJBM-11-2016-0181. DOI: https://doi.org/10.1108/IJBM-11-2016-0181

Mukaffi, Z. M., Pratomo, A. S., & Choiruddin, M. N. (2016). Pengaruh Kualitas Pelayanan Perbankan Syariah Terhadap Kepuasaan Nasabah. El Dinar: Jurnal Keuangan Dan Perbankan Syariah, 4(2), 161–184. https://doi.org/10.18860/ed.v4i2.5460 DOI: https://doi.org/10.18860/ed.v4i2.5460

Nurdin, N., Musyawarah, I., Nurfitriani, N., & Jalil, A. (2020). Pengaruh Pelayanan Mobile Banking Terhadap Kepuasan Nasabah (Studi Pada Mahasiswa Perbankan Syariah IAIN Palu). Jurnal Ilmu Perbankan Dan Keuangan Syariah, 2(1), 87–104. https://doi.org/10.24239/jipsya.v2i1.24.87-104. DOI: https://doi.org/10.24239/jipsya.v2i1.24.87-104

Rahaman, M. A., Ali, M. J., Kejing, Z., Taru, R. D., & Mamoon, Z. R. (2020). Investigating the effect of service quality on bank customers’ satisfaction in Bangladesh. The Journal of Asian Finance, Economics and Business, 7(10), 823–829. https://doi.org/10.13106/jafeb.2020.vol7.n10.823. DOI: https://doi.org/10.13106/jafeb.2020.vol7.n10.823

Rombe, Y. (2020). Strategi Meningkatkan Kualitas Layanan Melalui Digitaliasi Jasa Perbankan Di PT. Bank Negara Indonesia (Persero) Tbk. Kantor Pusat Jakarta Pusat. Jurnal Ekonomika, 4(2), 34–44. https://doi.org/10.37541/ekonomika.v4i2.500.

Rosyadi, N., & Nurwisda, D. (2018). Pengaruh Relationship Marketing Terhadap Loyalitas Nasabah Dengan Kepuasaan Nasabah Sebagai Variabel Intervening Pada Bpr Bkk Taman Cabang Moga. Syntax Literate; Jurnal Ilmiah Indonesia, 3(9), 90–106. https://jurnal.syntaxliterate.co.id/index.php/syntax-literate/article/view/462/685.

Saputra, F. I. (2013). Kualitas Layanan, citra dan pengaruhnya terhadap loyalitas melalui kepuasan pelanggan (studi pada PT Bank Bni 46 sentra kredit kecil Surabaya). Jurnal Aplikasi Manajemen, 11(3), 445–457. https://jurnaljam.ub.ac.id/index.php/jam/article/view/539.

Setyawan, O. E., & Lutfi, A. (2019). Pengaruh Kualitas Pelayanan, Reputasi Perusahaan, Dan Kepuasaan Nasabah Dalam Menciptakan Loyalitas Nasabah Pada Penggunaan Mobile Banking Di Pt Bank Xyz. Jurnal Manajemen Bisnis Dan Kewirausahaan, 3(3). https://doi.org/10.24912/jmbk.v3i3.4972. DOI: https://doi.org/10.24912/jmbk.v3i3.4972

Sudirman, I. M. S. A. S., & Suasana, I. G. A. K. G. (2018). Pengaruh Kualitas Layanan Online Terhadap Kepuasan, Komitmen, dan Loyalitas Nasabah Internet Banking di Kota Denpasar. INOBIS: Jurnal Inovasi Bisnis Dan Manajemen Indonesia, 1(4), 473–488. https://doi.org/10.31842/jurnal-inobis.v1i4.52. DOI: https://doi.org/10.31842/jurnal-inobis.v1i4.52

Sugiarto, S., & Octaviana, V. (2021). Service Quality (SERVQUAL) Dimensions on Customer Satisfaction: Empirical Evidence from Bank Study. Golden Ratio of Marketing and Applied Psychology of Business, 1(2), 93–106. https://doi.org/10.52970/grmapb.v1i2.103. DOI: https://doi.org/10.52970/grmapb.v1i2.103

Suputra, G. A. (2020). Peran Kepuasan Memediasi Pengaruh Citra LPD Terhadap Loyalitas Nasabah LPD Desa Adat Abiantuwung Di Tabanan. Warmadewa Management and Business Journal (WMBJ), 2(2), 92–101. https://doi.org/10.22225/wmbj.2.2.1935.92-101. DOI: https://doi.org/10.22225/wmbj.2.2.1935.92-101

Susilawaty, L., & Nicola, N. (2020). Pengaruh layanan perbankan digital pada kepuasan nasabah perbankan. Jurnal Manajemen Maranatha, 19(2), 179–190. https://doi.org/10.28932/jmm.v19i2.2478. DOI: https://doi.org/10.28932/jmm.v19i2.2478

Syahputra, A. B., & Susianto, S. (2020). Analisis Pengaruh Kualitas Pelayanan Dan Kinerja Customer Service Terhadap Kepuasan Nasabah (Studi Kasus Nasabah Bank Sumut Syariah Kcpsy Marelan Raya). Jurnal Mahasiswa Fakultas Ekonomi Dan Bisnis, 1(1), 477–486. http://e-journal.potensi-utama.ac.id/ojs/index.php/FEB/article/view/781.

Tambunan, H. B., & Hapsari, T. W. D. (2022). Analisis Opini Pengguna Aplikasi New PLN Mobile Menggunakan Text Mining. PETIR (Jurnal Pengkajian Dan Penerapan Teknik Informatika), 15(1), 121–134. https://doi.org/10.33322/petir.v15i1.1352. DOI: https://doi.org/10.33322/petir.v15i1.1352

Ulfa. (2018). Pengaruh Faktor Internal Debitur Terhadap Kredit Bermasalah pada PT. Bank Negara Indonesia (Persero) Tbk Cabang Palu. Katalogis, 5(9), 45–54. http://jurnal.untad.ac.id/jurnal/index.php/Katalogis/article/view/9710.

Yuliani, P. N., & Rahyuda, I. K. (2021). The Role of Customer Satisfaction and Cooperation Image in Mediating the Effect of Service Quality on Customer Loyalty. PalArch’s Journal of Archaeology of Egypt / Egyptology, 18(8), 595–610. https://www.archives.palarch.nl/index.php/jae/article/view/8683.

Downloads

Published

2022-02-20

How to Cite

Jaabir, J., Bagia, I. W., & Rahmawati, P. I. (2022). The Effect of the Implementation of BNI SONIC (Self Service Opening Account) on Improving the Quality of Customer Service at BNI in Bali. International Journal of Social Science and Business, 6(2), 239–245. https://doi.org/10.23887/ijssb.v6i2.44069

Issue

Section

Articles

Most read articles by the same author(s)